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What is Seller Financing
Seller financing is a creative way to buy real estate without relying on traditional bank loans. Instead, the seller acts as the lender, allowing the buyer to make payments directly to them over time. This flexible approach can help buyers purchase properties faster, often with lower upfront costs, and gives sellers the opportunity to earn interest on the financed amount. It’s a win-win for both sides—ideal for unique situations where traditional financing might not fit.
How Our seller Financing Process Benefits You as a Seller
Step 1: Set the Terms
Step 3: Collect Payments with Confidence
Step 2: Secure the Agreement
We work with you to structure a deal that meets your goals—deciding on the down payment, interest rate, and monthly payment schedule. You stay in control of the terms.
Step 2: Secure the Agreement
Step 3: Collect Payments with Confidence
Step 2: Secure the Agreement
We work with you to structure a deal that meets your goals—deciding on the down payment, interest rate, and monthly payment schedule. You stay in control of the terms.
Step 3: Collect Payments with Confidence
Step 3: Collect Payments with Confidence
Step 3: Collect Payments with Confidence
We work with you to structure a deal that meets your goals—deciding on the down payment, interest rate, and monthly payment schedule. You stay in control of the terms.
Why Choose Us?
- ailored seller financing solutions to fit your goals
- Secure, legally sound agreements to protect your interests
- Faster closings with no bank approvals needed
- Steady monthly income with interest
- Assistance with paperwork and payment management
- Sell “as-is” with no repairs or updates required
- Maximize your return with flexibl
Is Seller Finance Right for You?
If you’re looking to sell faster, maximize your return, and create passive income without the hassle of traditional buyers or banks, seller financing could be the perfect fit. It’s ideal for sellers who want flexible terms and steady monthly payments while helping more buyers access your property.
What Our Clients Say
Our Approach
“They answered all my questions. The process was very smooth. They helped solve the problems that I was having with the property”
Sabrina Toth (Previous Owner of 3006 Park Drive, Cleveland, OH 44134)
Our Approach
“Everyone on the team was extremely helpful and willing to help. It was a great experience overall. I was a bit reluctant at first because I haven't heard of them and I received offers all the time from people reaching out.”
Cristina Ruiz (Previous Owner of 4216 W 49th St Cleveland, OH 44144)
Our Approach
Our Approach
Our Approach
“Extremely hard to trust anyone these days. There were times when I thought that the closing wasn't really going to happen since it was my first time selling a home in this kind of setup but it went through.”
Hesham Sabeiha (Previous Owner of 1517 Robinwood Ave Lakewood, OH)
Frequently Asked Questions
Please reach us at Info@ProsperPathProeprties.com if you cannot find an answer to your question.
Seller financing is when you, the seller, provide financing directly to the buyer. Instead of going through a bank, the buyer makes payments to you over time, based on agreed terms.
We use legally binding agreements like promissory notes and security documents that protect your rights and ensure the buyer follows through with payments.
In most cases, yes, you hold a lien on the property until the buyer pays off the loan. This gives you legal rights to reclaim the property if the buyer defaults.
No, it can work for a variety of properties—residential, land, commercial, etc. It’s flexible depending on your goals.
The agreements include default protections. If payments stop, you have legal options to reclaim the property and protect your investment.
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Disclaimer: The information on this website is for educational purposes only and should not be considered legal, financial, or tax advice. Real estate transactions involve risks, and we recommend consulting with a qualified professional before making any decisions. We are not liable for any actions taken based on the information provided.
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